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WHAT WE INSURE
Bodily Injury Liability:  Covers other people's bodily injuries or death for which you are responsible.
Limits:  $25,030 per person         $50,030 per accident

Property Damage Liability:  Covers damages to someone else's property for which you are responsible.
Limits:  $25,030 per accident

Uninsured/Underinsured Motorist Bodily Injury:  Covers you, the insured members of your household and your passengers for injuries, damage or death caused by the negligence of a person with insufficient insurance.
Limits:  $25,030 per person         $50,030 per accident

Uninsured/Underinsured Property Damage:  Covers your auto when you sustain property damage caused by the negligence of another operator that does not possess insurance.
Limits:  $25,030 per accident

Personal Injury Protection:  Covers within the specified limits, the medical, hospital and funeral expenses of the insured, others in his vehicles and pedestrians struck by him.
Limits:  $2,530 per person

Medical Payments:  Covers medical expenses to you and your passengers injured in an accident.
Limit Options:  $530 and $1,030

Comprehensive:  Covers your vehicle you may be driving for losses resulting from incidents other than collision.
Deductible Options:  $100, $250, $500, and $1,000

Collision:  Covers damage to your car when your car hits, or is hit by, another vehicle, or other object.   Pays to fix your vehicle less the deductible you chose.
Deductible Options:  $100, $250, $500, and $1,000

Towing & Labor:  $40 per disablement, available only on vehicles with physical damage coverage.

Rental Reimbursement:  $20 per day, $600 per occurrence, available only on vehicles with physical damage coverage.

Special Equipment:  Up to $2,500 per vehicle, available only on vehicles with physical damage coverage.   Subject to a minimum premium of $100.00.

This is a summary of the coverages we offer. Please see the
actual policy form(s) and declarations page for actual coverages and terms.
 
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